Quick Answer
- 8 hospitals in Shenzhen offer IVF (1 more offers only IUI), of which 2 can do PGT (3rd generation)
- Shenzhen insurance holders: up to 90% reimbursement, actual self-pay around ¥10K-30K (sounds like a lot of conditions? Most people who've worked in Shenzhen for a few years qualify)
- Non-insured / HK patients / foreigners: even without insurance, Shenzhen 1st/2nd gen costs ¥32K-54K (USD 4,500-7,500), still far cheaper than Thailand (¥50K-110K) and Hong Kong (¥110K-230K)
- 3rd gen self-pay still runs ¥70K-110K (PGT-A testing is ¥2,000-5,000 per embryo, 5 embryos = ¥10K-25K — which is why 1st/2nd gen is much better value)
Section 1: First Things Shenzhen Can Do IVF
Why Choose Shenzhen?
Here are the key advantages:
- No border crossing, no visa needed — saves a lot of hassle
- Communicate in Mandarin or Cantonese — no translator needed
- Insurance reimbursement available, prices much lower than Thailand and Hong Kong
| # | Hospital | Type | AIH | IVF | ICSI | PGT | Address |
|---|---|---|---|---|---|---|---|
| 1 | Peking University Shenzhen Hospital | Public Tertiary | ✅ | ✅ | ✅ | ✅ | 1120 Lianhua Rd, Futian |
| 2 | Shenzhen Maternal & Child Health Hospital | Public Tertiary | ✅ | ✅ | ✅ | ✅ | 3012 Fuqiang Rd, Futian |
| 3 | Shenzhen Luohu People's Hospital | Public Tertiary | ✅ | ✅ | ✅ | ❌ | 47 Youyi Rd, Luohu |
| 4 | Shenzhen Zhongshan Urology Hospital | Specialty | ✅ | ✅ | ✅ | ❌ | 1001 Fuqiang Rd, Futian |
| 5 | Shenzhen People's Hospital | Public Tertiary | ✅ | ✅ | ✅ | ❌ | 1017 Dongmen North Rd, Luohu |
| 6 | Shenzhen Second People's Hospital | Public Tertiary | ✅ | ✅ | ✅ | ❌ | 3002 Sungang West Rd, Futian |
| 7 | HKU-Shenzhen Hospital | Public (HK management) | ✅ | ✅ | ✅ | ⚠️ Trial | 1 Haiyuan Rd, Futian |
| 8 | Shenzhen Hengsheng Hospital | Private | ✅ | ✅ | ✅ | ❌ | 20 Yintian Rd, Bao'an |
| 9 | Longgang MCH Hospital | Public | ⚠️ Trial | ❌ | ❌ | ❌ | 6 Ailong Rd, Longgang |
Key Notes
- Hospitals that can do IVF: 8 (Longgang MCH can only do IUI, not IVF)
- Hospitals that can do PGT (3rd gen) officially: only 2 (PKU-Shenzhen Hospital, Shenzhen MCH Hospital)
- HKU-Shenzhen Hospital: Obtained PGT preparatory qualification in 2023, passed trial review in 2025 (source ↗), but still no official operation approval in the latest NHC registry
- Shenzhen Zhongshan Urology Hospital (now Zhongshan OB/GYN Hospital): Website does not list PGT services
- ⚠️ Online claims of "7-8 hospitals with PGT qualification in Shenzhen" are mostly marketing from unqualified private clinics — do not cite
1st / 2nd / 3rd Generation IVF Differences
| Gen | Technology | For Whom | Pre-insurance Cost (Shenzhen Public) |
|---|---|---|---|
| 1st | IVF-ET (In Vitro Fertilization) | Tubal blockage, ovulation disorders, etc. | ¥40K-60K |
| 2nd | ICSI (Intracytoplasmic Sperm Injection) | Severe oligozoospermia | ¥40K-60K |
| 3rd | PGT (Preimplantation Genetic Testing) | Genetic diseases, chromosomal abnormalities, recurrent miscarriage | ¥80K-150K |
Section 2: Advantages of IVF in Shenzhen
Prices: Drastic Drop After Insurance
| Region | 1st/2nd Gen (single cycle) | 3rd Gen (single cycle) | Insurance/Subsidy | Actual Self-pay |
|---|---|---|---|---|
| Shenzhen Public | ¥40K-60K | ¥80K-120K | ✅ Up to 90% | 1st/2nd gen ≈ ¥10K-30K; 3rd gen self-pay still ¥70K-110K |
| Thailand (direct) | — | ¥120K-200K | ❌ | Full self-pay |
| Thailand (agency) | — | ≈ ¥100K+ | ❌ | Full self-pay (⚠️ basic package often excludes PGT testing, living expenses) |
| Taiwan | ≈ ¥80K-150K | Incl. PGT | ⚠️ Nationals only | Not applicable for mainland residents |
| Hong Kong | ≈ HK$50K-120K | HK$120K-250K | ❌ | Full self-pay |
Shenzhen 1st/2nd gen cost note: Base cycle is ¥30K-50K, but with stimulation drugs, testing, freezing etc., actual total is ¥40K-60K.
Why 3rd gen still costs ¥70K-110K after insurance: Insurance only covers basic items like egg retrieval and transfer (about ¥10K-20K), but PGT genetic testing (¥2,000-5,000 per embryo, 5 embryos ≈ ¥10K-25K) is self-pay. Add stimulation drugs (¥15K-40K), testing (¥5K-10K), and total self-pay reaches ¥70K-110K. Simply: insurance covers the "doing" part, not the "screening" part.
Thailand price variation: Thailand 3rd gen quotes range from ¥65K to ¥250K RMB, varying by: direct hospital vs agency markup (agencies typically add 30-50%), whether PGT testing is included (charged per embryo), whether stimulation drugs are included, and whether living expenses/translation/accommodation are included.
Reference example: LAVIDA (Kunming agency) Thailand 3rd gen package: 498,000 THB (≈ ¥100K RMB), includes stimulation + retrieval + ICSI + blastocyst culture + PGT-A + 1-year freezing + transfer + pregnancy test, but excludes PGT per-embryo charges, living expenses, translation fees. Actual total cost requires additional budget.
Source: Kimi external review (cross-referenced with medical insurance bureau, Caixin, HaoYunBang); Taiwan subsidies limited to national infertile couples. ⚠️ Shenzhen "private 3rd gen" quotes correspond to clinics without NHC qualification — do not cite. ⚠️ Overseas costs exclude transport, accommodation, translation — add ¥20K-50K overall.
Above are approximate market ranges for single-cycle total costs (2025-2026). Costs vary significantly by hospital, medication protocol, and whether multiple retrievals/transfers are needed. Actual costs subject to in-hospital consultation quotes.
Other Advantages
- No border crossing: Save on visa, flight, and accommodation costs
- Language barrier-free: Communicate in Mandarin/Cantonese, no translator needed
- Success rates cannot be simply compared: No hospitals publish official success rate data; third-party figures show 50-65% (clinical pregnancy rate). Note: "clinical pregnancy rate" and "live birth rate" are different metrics — cross-country direct comparison is not rigorous
For Foreigners / Non-insured: Shenzhen Is Still Cheaper
| Region | Foreigner/No Insurance (single cycle) | vs Shenzhen |
|---|---|---|
| Shenzhen | USD 4,500-7,500 (≈ ¥32K-54K) | Baseline |
| Thailand | USD 7,000-15,000 (≈ ¥50K-110K) | 50-100% more expensive |
| Hong Kong | HK$120,000-250,000 (≈ ¥110K-230K) | 200-400% more expensive |
| USA | USD 15,000-25,000 (≈ ¥110K-180K) | 200-300% more expensive |
Requirements for Foreigners Doing IVF in Shenzhen
- Must provide marriage certificate (notarized in home country → Hague Apostille or Chinese embassy authentication → Licensed translation, process takes about 3-5 weeks)
- Both spouses must be present in person (initial consultation, transfer day, informed consent)
- Single women / same-sex couples are not permitted in mainland China
- Some hospitals have English coordination services (e.g., Hengsheng Hospital, HKU-Shenzhen)
Required Documents Checklist
- Marriage certificate (notarization + authentication + translation)
- Both passports (valid for ≥6 months, at least 2 blank pages)
- Recent fertility test reports (AMH ≤6 months, Day-3 hormones, semen analysis ≤3 months, pelvic ultrasound)
- Previous IVF records (if any)
- Health certificate (HIV, Hepatitis B/C, syphilis, rubella, TSH)
Section 3: Special Notes for HK Patients
HKU-Shenzhen Hospital's Role
- Officially opened in 2015, created by core team from HKU Queen Mary Hospital Assisted Reproduction Centre
- Strictly follows international treatment protocols, single embryo transfer strategy, ultra-low multiple pregnancy rate
- PGT trial review passed (2025) — upon official operation, will become Shenzhen's 3rd public hospital offering 3rd gen IVF
- 3rd gen IVF cost approximately ¥80K-120K
Cross-border Document Requirements
- HK patients doing IVF in Shenzhen need: Home Return Permit / HK/Macao Travel Permit
- Some hospitals require proof of marital status
- Shenzhen Zhongshan OB/GYN Hospital has a dedicated "HK Patient Channel" on their website (zsmw.net ↗)
HK Patient Transport from Border Crossings
| Hospital | Nearest Border | Transport | Approx. Time |
|---|---|---|---|
| Luohu People's Hospital | Liantang Port | Bus/Metro | ≈ 30 min |
| HKU-Shenzhen Hospital | Futian Port | Metro | ≈ 40 min |
| Shenzhen MCH Hospital | Futian Port | Metro | ≈ 45 min |
HK Patient Insurance Status (Important ⚠️)
Let me be clear: if you haven't enrolled in Shenzhen medical insurance, you'll have to pay for IVF out of pocket. No exceptions.
| Status | Can Use Shenzhen Insurance? |
|---|---|
| Shenzhen insured (incl. HK/Macao residents enrolled in Shenzhen insurance) | ✅ Yes |
| Other Guangdong cities (e.g., Guangzhou insurance) | ⚠️ Need cross-city medical filing |
| Outside Guangdong | ❌ Must claim reimbursement in home insurance city |
| HK patients without any mainland insurance | ❌ Cannot reimburse |
HK Patient Cases (Confirmed by Luohu People's Hospital WeChat Account)
Luohu People's Hospital, near Liantang Port, has a high proportion of HK patients and has established a dedicated HK Patient Clinic.
Section 4: Hospital Recommendations
Hospital Comparison
| Hospital | 3rd Gen IVF | Features | HK Friendly |
|---|---|---|---|
| PKU-Shenzhen Hospital | ✅ Official | Shenzhen's first PGT (2018), rich genetic diagnosis experience, 7,000+ annual cycles | ⭐⭐⭐ |
| Shenzhen MCH Hospital | ✅ Official | OB/GYN specialty advantage, PGT since 2019, experienced with PCOS/endometriosis | ⭐⭐⭐ |
| HKU-Shenzhen Hospital | ⚠️ Trial | HK management, single embryo transfer, ultra-low multiples, bilingual | ⭐⭐⭐⭐⭐ |
| Luohu People's Hospital | ❌ | Shenzhen's first assisted reproduction (1998), 54,848 IVF babies born, high HK patient ratio | ⭐⭐⭐⭐⭐ |
| Zhongshan OB/GYN Hospital | ❌ | Shenzhen's first IVF center (1997), ≈50,000 babies born, HK patient channel | ⭐⭐⭐⭐ |
| Shenzhen Second People's Hospital | ❌ | Reproductive immunology specialty, expert in recurrent implantation failure | ⭐⭐ |
| Shenzhen People's Hospital | ❌ | Shenzhen's first assisted reproduction (1998), strong comprehensive capability | ⭐⭐ |
| Shenzhen Hengsheng Hospital | ❌ | Bao'an district's only qualified private reproductive center | ⭐⭐ |
Section 5: Costs & Insurance Reimbursement
Insurance Policy Key Points
| Item | Details |
|---|---|
| Effective Date | October 1, 2024 |
| Policy Document | "Shenzhen Medical Insurance Bureau Notice on Pricing Items for Assisted Reproduction Medical Services" (Shen Yi Bao Fa [2024] No. 7) |
| Covered Items | 8 items |
| Max Reimbursement | 90% (requires ≥36 consecutive months of insurance) |
| Deductible | None |
| Claim Frequency Limit | None |
| Disease Certification Required | Yes |
| 2026 New: Huimin Bao | 3+ consecutive years insured: 0 deductible, 100% reimbursement on personal co-pay portion within insurance catalog |
The 8 Insurance-Covered Items
| # | Item | Includes |
|---|---|---|
| 1 | Egg Retrieval | — |
| 2 | Embryo Culture | Incl. blastocyst culture surcharge |
| 3 | Embryo Transfer | Incl. frozen embryo transfer surcharge |
| 4 | Tissue & Cell Biopsy | Assisted reproduction (3rd gen biopsy step) |
| 5 | Intrauterine Insemination | Incl. vaginal/cervical IUI |
| 6 | Sperm Processing | — |
| 7 | Sperm Retrieval | Incl. microsurgical surcharge |
| 8 | Intracytoplasmic Sperm Injection | Incl. ICSI surcharge |
Reimbursement Rates (Linked to Consecutive Insurance Duration)
| Consecutive Insurance Duration | Reimbursement Rate |
|---|---|
| Less than 12 months | 60% |
| 12 months or more, less than 36 months | 75% |
| 36 months or more | 90% |
🆕 2026 New Policy: Shenzhen Huimin Bao Assisted Reproduction Coverage
"Shenzhen Huimin Bao" launched May 7, 2026, adds assisted reproduction coverage for the first time:
- Condition: 3+ consecutive years enrolled in Shenzhen basic medical insurance
- Coverage: Personal co-pay portion within insurance catalog — 0 deductible, 100% reimbursement
- Significance: On top of basic insurance's 90% reimbursement, the remaining 10% co-pay can be fully covered by Huimin Bao
- ⚠️ Note: Huimin Bao only covers co-pay for assisted reproduction items within the Guangdong basic insurance catalog. PGT genetic testing fees (self-pay items) are NOT covered
⚠️ This means Shenzhen insurance users with 3+ consecutive years of coverage can get nearly full reimbursement for insurance-catalog IVF items.
⚠️ Self-Pay Items (Not Covered by Insurance)
- Embryo cryopreservation storage fees
- Embryo annual maintenance fees
- 3rd gen PGT genetic testing fees (biopsy procedure is covered, but gene sequencing and analysis are fully self-pay)
- Pre-operative comprehensive examination fees
- Partial stimulation drug costs
PGT-A (chromosomal screening): approx. ¥2,000-5,000/embryo (varies by hospital), 5 embryos ≈ ¥10K-25K. PGT-M (single gene disease screening): 30-50% more than PGT-A, approx. ¥3,000-7,000/embryo.
Disease Certification Process
- Visit the reproductive department at one of 9 designated hospitals — doctor evaluates whether you meet assisted reproduction treatment criteria
- Doctor helps complete the "Outpatient Specific Disease Certification Application Form" and issues a diagnosis certificate
- Hospital insurance office reviews and uploads to the insurance system for filing
- Once certified, the 8 assisted reproduction items at designated hospitals can be settled under outpatient specific disease insurance rates
Special rule: If either spouse qualifies, both can apply simultaneously; certification remains valid long-term after approval.
"Excluding long-term embryo cryopreservation and examination/testing/medication costs, a typical complete assisted reproduction costs approximately ¥11K-35K. At 90% reimbursement, medical insurance can cover ¥8K-20K."
— Shenzhen Medical Insurance Bureau Online Interview
Section 6: Complete Process & Timeline
Typical IVF Process (≈ 2-3 months)
| Stage | Duration | Shenzhen Visits | Notes |
|---|---|---|---|
| Pre-checks | 2-4 weeks | 1-2 times | Day-3 hormones, AMH, ultrasound, semen analysis, etc. |
| Stimulation | 8-14 days | 3-5 times (daily or every other day) | Injection of stimulation drugs, ultrasound follicle monitoring |
| Retrieval + Fertilization | 1 day | 1 time | General anesthesia surgery, simultaneous sperm collection |
| Embryo Culture | 3-6 days | Waiting | 1st/2nd gen: culture to cleavage or blastocyst stage |
| Embryo Transfer | 1 day | 1 time | Fresh or frozen transfer (frozen requires return trip) |
| Pregnancy Test | 14 days post-transfer | 1 time | Blood HCG test |
Total Days in Shenzhen
- Fresh transfer: ≈ 14-18 days
- Frozen transfer: ≈ 8-10 days (return home after retrieval, come back to Shenzhen 4-8 weeks later for transfer)
- PGT plan: Recommended frozen embryo + second transfer (avoid waiting in Shenzhen for genetic test results)
⚠️ Risks You Should Know About
IVF is overall very safe, but there are a few common situations to be aware of:
| Risk | Description | Management |
|---|---|---|
| Ovarian Hyperstimulation Syndrome (OHSS) | Total incidence (including mild) ≈ 20-30%, mostly mild and self-resolving; moderate-severe OHSS ≈ 1-5%, symptoms include bloating, nausea, rapid weight gain | Doctor adjusts dosage based on follicle count; severe cases may require hospitalization |
| Multiple Pregnancy | May occur when multiple embryos are transferred | HKU-Shenzhen and others promote single embryo transfer to reduce multiples risk |
| Retrieval Surgery Risk | Rare cases of bleeding or infection | Under general anesthesia, observe 1-2 hours post-op then discharge |
| Psychological Stress | Stimulation, waiting, and pregnancy test process is emotionally taxing | Completely normal — having someone with you helps a lot (this is what escort services are for) |
Section 7: Which Situation Are You In?
Married Couple → Shenzhen First Choice
- ✅ Cheaper (¥10K-30K after insurance vs ¥120K-350K overseas)
- ✅ Convenient (no visa, no going abroad)
- ✅ Language barrier-free
- ⚠️ Success rates: hospitals don't publish specific numbers; third-party data shows 50-65% (clinical pregnancy rate); rigorous cross-country comparison not possible
Single Woman → Needs Attention
- ❌ Prohibited in mainland China: "Human Assisted Reproductive Technology Standards" (2003 revision) explicitly bans assisted reproduction for single women
- ⚠️ Thailand law requires marriage — strictly enforced by public hospitals; some private clinics (e.g., Jetanin) have informal flexibility. Chinese agency claims of "Thailand doesn't need a marriage certificate" are gray-market operations, risk borne by patient
- ✅ Legal destinations: USA, Russia, Georgia, Kyrgyzstan, etc.
- ⚠️ Taiwan reform in progress: In Dec 2025, the Executive Yuan passed a draft amendment to allow single women and female same-sex couples to use assisted reproduction; as of Jul 2026 it's still under legislative review, not yet passed — single women currently cannot legally do IVF in Taiwan
- Source: NHC 2003 Standards; Guangzhou Health Commission May 2025 response; Thailand BCC Clinic; HKU Equal Rights Research
LGBTQ+ → Overseas
- ❌ Prohibited in mainland China: cannot provide legal marriage proof
- ❌ Thai law also prohibits: does not recognize same-sex marriage
- ✅ Legal destinations: some US states, Canada, UK, etc.
Other Policy Restrictions
- Surrogacy: Commercial surrogacy is prohibited throughout mainland China, including Shenzhen
- Egg freezing: Only for medical indications (e.g., before cancer chemotherapy, severe endometriosis); freezing for "delaying fertility" is not allowed
- Donor eggs: Requires documented medical indications (premature ovarian failure, repeated retrieval failure, etc.); egg supply is extremely scarce
- Source: SSAnkang Health 2026 Guide ↗
Budget for Highest Success Rate → Consider holistically
- Thailand clinics advertise 65-78% success rates (⚠️ mostly clinical pregnancy rates, including miscarriages)
- Taiwan official statistics: live birth rate ≈ 43% for under 35
- Shenzhen third-party data: 50-65% (clinical pregnancy rate, unofficial data)
- ⚠️ Success rate comparisons must specify the metric used, otherwise it's misleading
Frequently Asked Questions
What are the requirements for 3rd gen IVF (PGT) in Shenzhen?
You need ID cards + marriage certificate (both spouses) and must visit a hospital with PGT qualification. Currently only PKU-Shenzhen Hospital and Shenzhen MCH Hospital can do 3rd gen IVF in Shenzhen. PGT isn't something you can just decide to do — you need a medical reason, such as genetic disease history, chromosomal abnormalities, or recurrent miscarriage. The doctor will evaluate whether you qualify.
How much does 3rd gen IVF actually cost after insurance?
3rd gen IVF total cost is about ¥80K-150K. Insurance can cover basic items (egg retrieval, transfer, etc.) for about ¥10K-20K, but PGT genetic testing (¥2,000-5,000 per embryo) is self-pay. Actual self-pay is about ¥70K-130K.
I don't have Shenzhen insurance — can I get reimbursement?
Guangdong intra-province insurance requires disease certification + cross-city filing in your insurance city, then can be directly settled at Shenzhen designated hospitals. Extra-province insurance requires upfront payment, then manual reimbursement in your insurance city. HK patients and foreigners without any mainland insurance cannot get reimbursement.
What documents do HK patients need for IVF in Shenzhen?
Home Return Permit (HK/Macao Travel Permit) + proof of marital status. Luohu People's Hospital and HKU-Shenzhen Hospital are near border crossings for convenient access. Luohu People's Hospital has established a dedicated HK Patient Clinic (newly set up March 2026).
Can single women do IVF in Shenzhen?
No. Under the "Human Assisted Reproductive Technology Standards," assisted reproduction in mainland China is limited to legally married couples. Thailand law also requires marriage (strictly enforced by public hospitals; some private clinics have informal flexibility but it's gray-market, making it difficult to pursue legal remedies in case of medical disputes). Taiwan's reform is in progress but hasn't passed yet. Legal destinations include the USA, Russia, Georgia, etc.
How many times do I need to visit Shenzhen?
About 5-8 visits over 2-3 months. Pre-checks: 1-2 times. During stimulation: daily or every other day. Retrieval + transfer: 1 time each. If you choose frozen embryo transfer, a return trip is needed.
What is the 3rd gen IVF success rate in Shenzhen?
Shenzhen hospitals don't publish specific success rate data on their websites. Third-party data shows clinical pregnancy rates of approximately 50-65% for women under 35. Note that "clinical pregnancy rate" and "live birth rate" are different metrics — cross-country direct comparison is not rigorous.
| Age Group | Live Birth Rate (per transfer) | Cumulative Live Birth Rate (all embryos) |
|---|---|---|
| <35 | 50-58% | 65-75% |
| 35-37 | 40-48% | — |
| 38-40 | 28-35% | — |
| 41-42 | 16-22% | 25-35% |
| >42 | 8-14% (own eggs) / 45-55% (donor eggs) | — |
⚠️ Above are international benchmark data — Shenzhen public hospital performance is broadly within this range. Cumulative live birth rate (final success after using all embryos) is more informative than single-transfer rate.
How long can frozen embryos be stored? What are the fees?
Frozen embryo storage fees vary significantly across Shenzhen hospitals — public hospitals approximately ¥1,000-3,000/year, private or premium facilities approximately ¥3,000-6,000/year, some up to ¥7,000-10,000/year (note: this fee is self-pay, not covered by insurance). Embryos can theoretically be stored long-term, but discuss optimal transfer timing with your doctor.
If the first transfer fails, can I try again?
Yes. If you have frozen embryos, you can proceed directly to Frozen Embryo Transfer (FET) without re-stimulation and retrieval, costing about ¥8,000-12,000 (including embryo thawing + transfer surgery + medication). This is why you should aim to produce as many embryos as possible from one retrieval — it gives you more options. Frozen transfer success rates are comparable to, or even slightly higher than, fresh transfers.
Is there an age limit for IVF in Shenzhen?
Medically, there's no absolute age limit, but success rates decline significantly after 35, and after 40 it's recommended to first assess ovarian function (AMH and antral follicle count). PKU-Shenzhen Hospital handles 7,000+ cycles annually and has extensive experience with various conditions.
Can I do donor sperm / donor egg IVF?
Yes, but with conditions. Donor sperm IVF: Shenzhen doesn't have an independent sperm bank, but Luohu People's Hospital signed a cooperation agreement with Guangdong Human Sperm Bank in August 2025, becoming Shenzhen's first donor sperm service cooperation base. Requires medical indication (irreversible azoospermia, severe genetic disease, etc.), matching wait time ≈ 1-3 months, cost ≈ ¥50K-70K. Donor egg IVF: Multiple hospitals theoretically can offer it (PKU-Shenzhen, MCH, Shenzhen People's, HKU-Shenzhen, etc.), but mainland China has no egg bank and egg supply is extremely scarce — public institution wait times are ≈ 1-3 years. Limited to specific medical conditions (premature ovarian failure, repeated retrieval failure, etc.). Commercial egg donation is strictly prohibited.
What Arthur Can Help With
Honestly, IVF is a tough journey. Just choosing a hospital, checking qualifications, and figuring out insurance reimbursement is headache-inducing.
I'm just a friend in Shenzhen who can run errands for you — help you check information, accompany you to consultations, and translate for you.
- Help you sort out the insurance reimbursement process — what's covered, how to get certified, how to file, all explained in one go
- Accompany you (during the stimulation period you go to the hospital every day — having someone with you means you don't have to face it alone)
- Translation — for HK/foreign patients, I'll help communicate during consultations to make sure you understand everything the doctor says
- Cost planning — help you calculate exactly how much you'll pay out of pocket after insurance, so you won't be shocked by the bill
Contact me on WhatsApp to chat about your situation first:
- Which city is your insurance from?
- What tests have you done before?
- What's your approximate budget?
I'll help you determine if you qualify for insurance reimbursement, estimate your actual costs after insurance, and arrange escort services.